Money Saving Apps You Need On Your Phone

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Saving money can be challenging and it seems like such a daunting task sometimes. Lucky for our generation, their are plenty of money saving apps to help.

When I was growing up I was always told to put X amount of each paycheck into savings. Don’t get me wrong I still do!

But! Apps also provide a more effortless way too also save money and or get money back daily, without having mess with your bank account.

Seriously! How cool is it that you can get cash back on things you already buy or planning to buy just by having one or all of the following apps on your phone?

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Here are 5 money saving apps that are worth using and keeping. I know personally I have earned back a lot from them. Especially the first two on the list!

1. Ebates

Ebates has been around for quite some time and is only gaining more popularity.

Why? Because they offer up to 40% cash back from over 2,500 stores that partner with them. Ebates earns commission from these store for sending customers to them.

As a thank you, Ebates then gives part of that commission back to YOU! How cool right?

I know what you’re thinking and yes they have popular stores that you would actually shop online from. Such as amazon, Nike, Walmart, etc.

Ebates basically has any store that you would find in your local mall. They even have travel companies like travelocity and car rentals.

So how do you get cash back from them? They literally send a fat check (ok wide paper) to you every 3 months.

Sure it sounds like forever to get that check, but think of all the online shopping you do in that time, especially when you can shop amazon through them!

Then you get that check in the mail and you do a little dance when you see you’ve earned money towards that much need summer vacation. Or fresh shoes…whichever.

Sign up for Ebates free and get a $10 bonus from your first purchase!

2. Ibotta

Ibotta is the first thing I open when planning out my grocery trip for the week.

They are also a cash back rebate system, in which they are mostly known for grocery type stores.

Just browse the different stores and see what items have great deals. They have a ton of regular grocery products that you and I likely buy frequently, which is a plus!

They also have cash back for online shopping as well. (I tend to compare to Ebates to see who has the better cash back deal)

Ibotta is a little different, instead of getting a check in the mail, you can apply your cash earnings towards various gift cards (they have a ton) or you can just cash out to your PayPal or Venmo.

I like to turn around and redeem my earnings on a gift card towards my favorite grocery store (HEB). Ibotta has covered a few shopping trips now!

Awesome right? It’s like a free grocery trip just from doing what I already do!

Sign up with my link for Ibotta here and get up to $20 as a welcome bonus!

3. Target

Now I included the Target app on here even though it’s not technically a cash back app.

However, I utilize their cartwheel offers to save even more on my target trips. Because face it, we all walk out with more than planned, so why not save extra?

Saving hack: sometimes target cartwheel offers have products that are also featured on Ibotta! So save in store with the Target app, THEN scan your receipt in Ibotta to get cash back too! DOUBLE SAVINGS!!

Don’t forget to use your Target REDcard to save 5% on every purchase.

Target tip: take your own reusable bags and get 5 cents off you purchase for each bag.

4. Receipt Hog

Receipt Hog is a free app that takes your everyday shopping receipts and turns them into easy cash rewards. The more you upload, the more you can earn!

The way it works:

Snap a picture and submit your receipt from any and all purchases. You will earn coins or spins for each qualifying upload.

Coins equate to cash and spins are a chance to earn more. Every spin on the Hog Slots, gives you have a chance at even more coins.  

Once you’ve collected enough coins, you can redeem them for a PayPal credit or an Amazon e-gift card.

1,000 coins gets you $5. Sounds like a lot of coins for a little, but you can reach that pretty quick since you can submit all your receipts. Think about how many you get in a day!

What do they do with your receipts?

Receipt Hog keeps your data anonymous. That’s their promise to you. Companies use this anonymous data for market research and brand purchase trends.

With that being said, start rounding up those receipts! Or snap pics before you toss them!

5. InboxDollars

This last one is not a money saving app, but a money making website!

InboxDollars pays money for taking surveys, reading emails, and yes watching TV.

How it works:

Once you sign up you have a dashboard in your login profile. Under it you can find surveys that best fit you (inboxdollars with have you fill out a questionnaire to fit the best matches).

You will also find an email icon. This email is your “inboxdollars email”. It’s basically just emails from advertisers, but all you do if open them and confirm them at the bottom. Each “read” email earns you points towards scratch and wins.

I earn anywhere from 15 to 25 cents for every 6 emails I confirm. Yea it’s not huge, but it’s take me less than 5 minutes to do this. So instead of 5 minutes scrolling social media, I spend 5 minutes to earn some moolah haha!

The more active you are, the more emails they send. (To inboxdollars, not your personal email)

If you combine confirming emails with surveys you can make more. Most surveys take less than 15 minutes and earn you 50 cents.

Watch Videos, Get Paid

If you have a laptop open inboxdollars and “watch tv”. You earn scratch points for watching video clips and news clips. Or what I like to do is have the videos running on my laptop while sitting around at home cleaning.

This app is not a get rich quick, but if you use those few minutes of downtime here and there you can make money.

InboxDollars pays out in the form of gift cards from popular stores or you can opt to get a check in the mail. There minimum is $30 before you can cash out, but that is not hard to accomplish. (Depends on how often you use it)

Sign up with InboxDollars here and get $5 just for joining!

Want to learn more about saving money techniques or budgeting? Read my post on Creating a Budget in 4 Steps!It comes with a free budget tracker too!

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